GT Bank Transfer Code: How to Transfer Money with Ease 2023

Guaranty Trust Bank (GT Bank) is one of the leading banks in Nigeria, with a reputation for innovation and excellent customer service. One of the ways in which the bank has made banking easier for its customers is through the introduction of the GT Bank transfer code. With this code, customers can transfer money from their GT Bank account to another account, without having to visit a bank branch or use an ATM. In this article, we will explore how to use the GT Bank transfer code, check the balance code, its benefits, and some of the things you need to know before using it.

What is the GT Bank Transfer Code?

The GT Bank transfer code is a USSD code that allows GT Bank customers to transfer money from their account to another account, using their mobile phones. The code is *737#, and it can be used on any mobile phone, whether it is a smartphone or a feature phone. To use the code, you must have a GT Bank account and a mobile phone number that is registered with the bank.

How to Use the GT Bank Transfer Code

Gt Bank Transfer Code

To use the transfer code, follow these simple steps:

  • Dial *737# on your mobile phone
  • Select option 1 (Transfer)
  • Enter the recipient’s account number
  • Select the recipient’s bank
  • Enter the amount you want to transfer
  • Enter your four-digit PIN
  • Confirm the transaction details
  • Wait for the transaction to be completed
  • You will receive a confirmation message
  • The recipient will also receive a credit alert

Benefits of Using the Transfer Code

There are several benefits of using the GT Bank USSD transfer code. Some of these benefits include:



With the transfer code, you can transfer money from your account to another account, without having to visit a bank branch or use an ATM. This makes banking more convenient for customers, especially those who live far away from a bank branch.


The code is fast and efficient. Transactions are completed within seconds, and the recipient receives a credit alert immediately.


The transfer code is secure. It requires a four-digit PIN to complete a transaction, which ensures that only the account holder can transfer money from their account.


The transfer code is available 24/7, which means that customers can transfer money at any time, even outside of banking hours.


Recommended: First Bank Transfer Code And Other Services You Need To Know.

Things to Know Before Using the USSD Code

Before using the USSD transfer code, there are some things you need to know. These include:

Transaction Limits

There are limits to the amount of money you can transfer using the code. The daily limit is N1,000,000 for transfers to GT Bank accounts and N100,000 for transfers to other banks.


There are charges for using the Guaranty Trust Bank transfer code. The charges vary depending on the amount of money you are transferring and the recipient’s bank.


Network Availability

The code requires network availability to work. If there is no network, you will not be able to complete a transaction.

Incorrect Details

If you enter incorrect details when using the transfer code, the transaction may fail, and your account may be debited. It is important to double-check all details before confirming a transaction.


The USSD code is a convenient and secure way to transfer money from your GT Bank account to another account. With its speed and availability, it has made banking easier for GT Bank customers. However, it is important to be aware of the transaction limits, charges, network availability, and the need to enter the correct details before using the code. If you have any questions or concerns about using the GT Bank transfer code, you can contact GT Bank customer service for assistance.

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